.home-guides{background:#efe7da}.home-guides .section-head{margin-bottom:34px}.guide-card-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}.home-guide-card{display:flex;min-height:220px;flex-direction:column;border:1px solid var(--line);border-top:4px solid var(--ink);background:var(--paper-2);padding:20px;text-decoration:none}.home-guide-card:nth-child(2){border-top-color:#596b64}.home-guide-card:nth-child(3){border-top-color:var(--vermilion)}.home-guide-card:nth-child(4){border-top-color:#687b82}.home-guide-card:nth-child(5){border-top-color:#8b6b49}.home-guide-card span{font-size:14px;color:var(--vermilion);letter-spacing:.08em;font-weight:700}.home-guide-card strong{font:normal 23px/1.35 var(--serif);margin:12px 0 8px}.home-guide-card p{font-size:15px;color:var(--muted);margin:0 0 20px}.home-guide-card em{font-style:normal;color:var(--vermilion);font-size:15px;font-weight:700;margin-top:auto}.home-guide-card:hover{background:#fffaf2;border-color:var(--vermilion)}

.guide-page{background:var(--paper)}.guide-header{position:relative}.guide-page header.guide-hero{height:auto;display:block;align-items:initial;position:static;z-index:auto;border-bottom:0;background:transparent}.breadcrumb{display:flex;gap:9px;align-items:center;flex-wrap:wrap;padding-top:26px;font-size:14px;color:var(--muted)}.breadcrumb a{text-underline-offset:4px}.guide-hero{padding-top:66px;padding-bottom:72px;max-width:980px}.guide-hero h1{font:normal clamp(38px,5vw,62px)/1.18 var(--serif);letter-spacing:.015em;margin:14px 0 24px;max-width:900px}.guide-lead{font-size:19px;line-height:1.9;color:var(--muted);max-width:820px;margin:0}.guide-pr{margin-top:28px}.guide-answer{background:var(--dark);color:var(--paper-2);padding:62px 0}.guide-answer-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:28px}.guide-answer-head span{font-size:14px;color:#e38173;letter-spacing:.12em;font-weight:700}.guide-answer-head h2{font:normal 32px/1.3 var(--serif);margin:0}.guide-points{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#55584f}.guide-point{position:relative;background:var(--dark);padding:28px;min-height:210px}.guide-point-no{display:grid;place-items:center;width:42px;height:42px;border:1px solid #a65a50;border-radius:50%;font:17px var(--serif);color:#f2c1b8}.guide-point h2{font:normal 25px var(--serif);margin:18px 0 8px}.guide-point p{font-size:16px;color:#cbc4b8;margin:0}.guide-layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:70px;padding-top:74px;padding-bottom:74px}.guide-main{min-width:0}.guide-section{padding:0 0 64px;border-bottom:1px solid var(--line);margin-bottom:58px}.guide-section:last-child{margin-bottom:0}.guide-section-no{font-size:14px;color:var(--vermilion);font-weight:700;letter-spacing:.14em}.guide-section h2{font:normal clamp(29px,3vw,38px)/1.35 var(--serif);margin:9px 0 23px}.guide-section>p{font-size:17px;line-height:1.95;margin:0 0 18px}.guide-note{margin-top:28px;border-left:4px solid var(--vermilion);background:var(--paper-2);padding:20px 24px}.guide-note strong{font-size:15px;color:var(--vermilion)}.guide-note p{font-size:16px;margin:7px 0 0}.guide-side{display:flex;flex-direction:column;gap:18px;align-self:start;position:sticky;top:24px}.side-card{border:1px solid var(--line);background:var(--paper-2);padding:22px}.side-card>strong{display:block;font:normal 23px/1.45 var(--serif);margin:8px 0}.side-card p{font-size:15px;color:var(--muted);margin:0 0 14px}.side-card>a:not(.merchant-cta){font-size:15px;color:var(--vermilion);font-weight:700;text-underline-offset:4px}.merchant-card{border-top:4px solid var(--vermilion)}.merchant-card .merchant-cta{display:flex;width:100%;justify-content:center;text-align:center;line-height:1.45;font-size:15px}.guide-narrow{max-width:900px}.faq-section{background:var(--paper-2);padding:74px 0}.faq-section h2,.source-section h2,.related-section h2,.trust-main h2{font:normal 34px/1.35 var(--serif);margin:8px 0 28px}.faq-item{border-top:1px solid var(--line);padding:18px 0}.faq-item:last-child{border-bottom:1px solid var(--line)}.faq-item summary{cursor:pointer;font:normal 21px/1.5 var(--serif);padding-right:34px}.faq-item p{font-size:16px;color:var(--muted);margin:12px 0 2px;line-height:1.85}.source-section{padding:74px 0;background:#e6ddd0}.source-section>div>p{font-size:16px;color:var(--muted);line-height:1.85}.source-list{list-style:none;padding:0;margin:28px 0 0}.source-list li{display:grid;grid-template-columns:1fr auto;gap:18px;border-top:1px solid #c9bdad;padding:15px 0}.source-list li:last-child{border-bottom:1px solid #c9bdad}.source-list a{font-size:16px;text-underline-offset:4px}.source-list span{font-size:14px;color:var(--muted);white-space:nowrap}.related-section{padding:74px 0;background:var(--paper)}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.related-card{display:flex;flex-direction:column;min-height:190px;border:1px solid var(--line);background:var(--paper-2);padding:22px;text-decoration:none}.related-card span{font-size:14px;color:var(--vermilion);font-weight:700;letter-spacing:.08em}.related-card strong{font:normal 22px/1.45 var(--serif);margin:13px 0}.related-card em{font-style:normal;margin-top:auto;color:var(--vermilion);font-size:15px;font-weight:700}.related-card:hover{border-color:var(--vermilion);background:#fffaf2}

.trust-page{background:var(--paper)}.trust-hero{max-width:900px;padding:70px 0 50px}.trust-hero h1{font:normal clamp(38px,5vw,58px)/1.2 var(--serif);margin:12px 0 18px}.trust-hero p{font-size:18px;color:var(--muted);line-height:1.9}.trust-main{max-width:900px;padding-bottom:80px}.trust-main section{padding:40px 0;border-top:1px solid var(--line)}.trust-main section:first-child{border-top:0}.trust-main h2{font-size:30px;margin-bottom:16px}.trust-main p,.trust-main li{font-size:17px;line-height:1.9}.trust-main ul{padding-left:24px}.trust-meta{display:grid;grid-template-columns:180px 1fr;border-top:1px solid var(--line);margin-top:30px}.trust-meta dt,.trust-meta dd{padding:14px 0;border-bottom:1px solid var(--line);margin:0}.trust-meta dt{font-weight:700}.trust-meta dd{color:var(--muted)}

@media(max-width:980px){.guide-card-grid{grid-template-columns:repeat(2,1fr)}.guide-card-grid .home-guide-card:last-child{grid-column:1/-1}.guide-layout{grid-template-columns:1fr;gap:12px}.guide-side{position:static;display:grid;grid-template-columns:1fr 1fr;margin-bottom:28px}.related-grid{grid-template-columns:1fr 1fr}.guide-nav{display:none}}
@media(max-width:800px){.guide-hero{padding-top:46px;padding-bottom:52px}.guide-lead{font-size:17px}.guide-answer-head{display:block}.guide-answer-head h2{font-size:28px;margin-top:8px}.guide-points{grid-template-columns:1fr}.guide-point{min-height:0;padding:22px}.guide-layout{padding-top:52px;padding-bottom:52px}.guide-section{padding-bottom:46px;margin-bottom:42px}.guide-section>p{font-size:16px}.guide-side{grid-template-columns:1fr}.faq-section,.source-section,.related-section{padding:56px 0}.related-grid{grid-template-columns:1fr}.source-list li{grid-template-columns:1fr}.source-list span{white-space:normal}.trust-hero{padding-top:50px}.trust-main p,.trust-main li{font-size:16px}.trust-meta{grid-template-columns:1fr}.trust-meta dt{border-bottom:0;padding-bottom:2px}.trust-meta dd{padding-top:2px}}
@media(max-width:520px){.guide-card-grid{grid-template-columns:1fr}.guide-card-grid .home-guide-card:last-child{grid-column:auto}.home-guide-card{min-height:0}.guide-hero h1{font-size:36px}.breadcrumb{padding-top:18px}.guide-answer{padding:50px 0}}